NPR, December 12, 2017
Michelle Andrews

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Open enrollment on the federal health law's marketplace — HealthCare.gov — ends Friday, and most people who want a plan for next year need to meet the deadline.

But some consumers who miss the cutoff could be surprised to learn they have the opportunity to enroll later.

"While a lot of people will be eligible ... I am still worried that a lot of consumers won't know it," says Shelby Gonzales, a senior policy analyst at the Center on Budget and Policy Priorities.

Under the health law, people are entitled to a special enrollment period when they have specific changes in their lives such as losing other health insurance, getting married or having a child, or when they have a change in income that affects their eligibility for premium tax credits or cost-sharing reduction subsidies.

Those special enrollment periods generally last at least 60 days. [...]

health care reform health law policy insurance public health regulation